Student attends college with help from a private student loan

Need a student loan?

Discover Student Loans can cover up to 100%
of your education — with fixed or variable
interest rates

College student attends school with help from a private student loan

Fixed interest rates

as low as 6.74% APR with zero fees

Parent and student research student loan options

Variable interest rates

as low as Prime Index + 0.00% (currently 3.25% APR) with zero fees and 2% Graduation Reward

The Annual Percentage Rate (APR) for a variable rate loan may increase during the life of the loan if the Prime Index increases. This may result in higher monthly payments, an increase in the number of scheduled payments or both.
Undergraduate Loans

Undergraduate Student Loans

Student loans for college students with great features and benefits. Applying with a creditworthy cosigner may improve your likelihood for loan approval and you may receive a lower interest rate.

For Parents

Find ways to help your child pay for college.

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Graduate Loans

Health Professions Loans

Student loans for graduate students in health profession programs.

Law Loans

Private student loans for graduate students in law school.

MBA Loans

Private student loans for graduate students in business school.

Graduate School Loans

Private student loans for masters and doctoral candidates.

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Post-Graduate Loans

Residency Loans

Loans for health profession students preparing for residency or internship.

Bar Exam Loans

Loans for law students preparing for bar exams.

100% Covered

Up to 100% of college costs are covered—tuition, housing, books and more

Zero Fees

That means no loan application fees. No origination fees. And no late fees.


Get a 3.0 GPA or better and get a full 1% cash reward on each new student loan.

100% US-Based Student Loan Specialist

All of our Student Loan Specialists are US-based. We're here anytime day or night to help you.

Not all student loans are created equal

Compare and See Sallie Mae Wells Fargo
Cover up to 100% of school-certified college and graduate school costs
Zero fees
Competitive rates
Get an interest rate reduction when you sign up for automatic payments
No payments required while in school at least half-time
Rewards for good grades
Free customized scholarship search
Apply in as little as 15 minutes or less
100% US-based Student Loan Specialists, available anytime

Compare Federal and Private Loans

Comparisons based on information obtained on lenders websites or from customer service representatives as of March 2014.

3.0 or better GPA (or equivalent) qualifies for a one-time cash reward for each new Discover loan. Must be redeemed within 6 months of the academic term covered by the loan. Terms and Conditions

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